Terms

of Service

Last Updated: February 11, 2026

Welcome to ClimateSnap Inc. ("ClimateSnap," "we," "us," or "our"). These Terms of Use govern your access to and use of our platform, services, and website. By using our services, you agree to be bound by these terms.

Please read these terms carefully before using our platform. If you do not agree with any part of these terms, you may not access or use our services.

1. Acceptance of Terms

By creating an account or using our platform, you confirm that you are at least 18 years old and have the legal capacity to enter into this agreement. These terms constitute a legally binding agreement between you and ClimateSnap Inc.

2. Description of Services

ClimateSnap provides a climate risk investment platform that allows users to:

  • Access weather and climate data
  • Enter into climate risk protection contracts
  • Monitor weather conditions relevant to financial payouts
  • Utilize investment tools related to climate adaptability

3. User Accounts

To access certain features of the platform, you must register for an account. You agree to:

  • Accuracy: Provide accurate, current, and complete information during registration.
  • Security: Maintain the security of your password and accept all risks of unauthorized access.
  • Responsibility: Promptly notify us if you discover or suspect any security breaches.

4. Contract Execution and Settlements

All climate risk contracts on our platform are governed by objective weather data thresholds. You acknowledge that:

  • Payouts are determined solely based on verified weather data from our specified providers.
  • Decisions regarding contract fulfillment are final and binding based on the programmed logic.
  • ClimateSnap is not an insurance provider but a risk transformation platform.

5. Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

  • Using the platform for any illegal purpose or in violation of local laws.
  • Attempting to interfere with, compromise the system integrity, or security.
  • Using automated systems (bots, scrapers) to access the platform without permission.
  • Providing false or misleading information regarding weather locations or historical data.

6. Intellectual Property

All content on the platform, including graphics, logos, software, and data visualizations, is the property of ClimateSnap or its licensors and is protected by intellectual property laws. You are granted a limited, non-exclusive license to use the platform for your intended business or investment purposes.

7. Limitation of Liability

To the maximum extent permitted by law, ClimateSnap shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of the platform or the execution of climate contracts.

8. Termination

We reserve the right to terminate or suspend your account and access to the services at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users or our business interests.

9. Changes to Terms

We may modify these Terms of Use at any time. We will provide notice of material changes by updating the "Last Updated" date at the top of this page. Your continued use of the platform after changes are posted signifies your acceptance of the revised terms.

10. Contact us

If you have questions about these Terms of Use, please contact us:

ClimateSnap Inc.

Email: info@climatesnap.com

Phone: +1 310 555 0102

These Terms of Use are intended to ensure a secure and transparent environment for all users of the ClimateSnap platform. We appreciate your cooperation in maintaining the integrity of our climate risk ecosystem.