1.1 Personal Information

We collect personal information that you provide directly to us, including:

• Account Information: Name, email address, phone number, postal address
• Professional Information: Company name, job title, and business contact details

1.2 Automatically Collected Information

When you use our platform, we automatically collect certain information, including:

• Device Information: IP address, browser type, operating system, and device identifiers
• Usage Data: Pages visited, features used, time spent on platform, and interaction patterns
• Location Data: Geographic location based on IP address or GPS (with your permission)
• Cookies and Similar Technologies: Information collected through cookies, web beacons, and similar tracking technologies

1.3 Weather and Climate Data

We collect and process weather and climate data from various sources, including:

• Satellite-based weather measurements
• Ground-based weather station data
• Climate model outputs and forecasts
• Location-specific weather parameters relevant to your contracts

We use the collected information for the following purposes:

• Service Provision: To create and manage your account, process transactions, execute climate risk contracts, and provide customer support
• Contract Execution: To monitor weather conditions, calculate payouts, and settle contracts based on objective weather thresholds
• Platform Improvement: To analyze usage patterns, improve our services, develop new features, and enhance user experience
• Communication: To send you service updates, contract notifications, payment confirmations, and important platform announcements
• Compliance: To comply with legal obligations, prevent fraud, enforce our terms of service, and protect our rights and the rights of our users
• Marketing: To send you promotional materials and investment opportunities (with your consent, where required)

We may share your information in the following circumstances:

3.1 Service Providers

We share information with third-party service providers who perform services on our behalf, including:

• Payment processors and financial institutions
• Weather data providers and climate modeling services
• Cloud hosting and data storage providers
• Customer support and communication platforms
• Identity verification and fraud prevention services

3.2 Legal Requirements

We may disclose your information when required by law or in response to:

• Court orders, subpoenas, or legal processes
• Government or regulatory requests
• Investigations of potential violations of our terms of service
• Protection of our rights, property, or safety, or that of our users or the public

3.3 Business Transfers

In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction.

3.4 With Your Consent

We may share your information with third parties when you have given us explicit consent to do so.

We implement industry-standard security measures to protect your personal information, including:

• Encryption of data in transit and at rest using SSL/TLS protocols
• Secure data centers with physical and electronic access controls
• Regular security audits and vulnerability assessments
• Employee training on data protection and privacy practices
• Multi-factor authentication for account access

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal retention requirements)
• Portability: Request a copy of your data in a structured, machine-readable format
• Objection: Object to certain processing of your personal information
• Restriction: Request restriction of processing in certain circumstances
• Withdrawal of Consent: Withdraw consent for processing based on consent (without affecting prior processing)

To exercise these rights, please contact us at info@climatesnap.com.

We use cookies and similar tracking technologies to enhance your experience on our platform. You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of our services.

For more information about our use of cookies, please see our Cookies Policy.

We retain your personal information for as long as necessary to:

• Provide our services and maintain your account
• Comply with legal, regulatory, and contractual obligations
• Resolve disputes and enforce our agreements
• Maintain records for tax and accounting purposes

When information is no longer needed, we securely delete or anonymize it in accordance with our data retention policies.

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your jurisdiction. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.

Our platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by:

• Posting the updated policy on our website with a new "Last Updated" date
• Sending you an email notification (if you have provided your email address)
• Displaying a prominent notice on our platform

Your continued use of our services after such changes constitutes acceptance of the updated Privacy Policy.

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

We will respond to your inquiry within a reasonable timeframe, typically within 30 days.